Biography

 Resident of Independence Harbor since 1990
 Licensed Salesperson since 1986
 Licensed Broker-Salesperson NJ since 1997
 Licensed Broker-Salesperson NY since 1997
 NJ State Million Dollar Club 1987 - 2002
Joined Coldwell Banker Management Team 2002 - Present
 Realtor Associate of the Year 1997
 Past Member Board of Directors Eastern Bergen Board of Realtors
 Member Professional Standards Committee Eastern Bergen Board of Realtors
 Past Board of Directors NJ Association of Realtors
 Accredited Buyer Representative
 Member of Coldwell Bankers International President`s Circle

Services
For a Disclosure of Real Estate Agency Relationships please click here.

Buyer & Seller Guarantee I put my service standards in writing. The Coldwell Banker Buyer & Seller Services Guarantee is my commitment to carry out 22 specific actions to the satisfaction of the buyer or seller.

Buyer & Seller Representation I will review the agency alternatives and representations that are available to you - Seller Agency, Buyer Agency and Disclosed Dual Agency. My role as your agent will be thoroughly presented to you for your consideration.

Marketing Action Plan I will present to you a custom formal written plan for marketing your property. This may include an open house to be conducted when appropriate. Through television, print and targeted direct mail, millions of people have come to know Coldwell Banker and recognize us as a leader in high quality real estate services. Eye-catching ads with stopping power that reinforce our trusted name. That's what millions of metro-area buyers see in The New York Times, The Wall Street Journal and many local papers every day.

Competitive Market Analysis
I will provide you with a current Competitive Market Analysis and will assist you in determining the most effective list price for your property.

National School Reports In-depth information is available by district and school. Graduation rates, test scores, faculty profile, state and national rankings and more.

Financing Alternatives
I will show you various financing alternatives for buyers of your property and discuss the likely impact of each alternative on your sale.

Estimated Proceeds
I will furnish you with an estimate of the proceeds you can expect from the sale of your property.

Home Match A complementary non-selling telephone consulting service that answers specific questions for prospective buyers about the community they are considering, on topics such as school systems, taxes and commuting.

Home Enhancement
I will develop a plan to enhance your property's ability to attract buyers, as described in the Coldwell Banker Home Enhancement Guide.

Coldwell Banker Action Team
I will present your property to the Coldwell Banker sales team. I will share with you the team's review and recommendations to help you realize the best price obtainable for your property.

Promotion to Other Brokers Hundreds of buyers come to us through the recommendations of our network of non-selling associates. Also, I will promote your property to other reputable, professional brokers and sales associates in the area.

Multiple Listing Service
Your property to appear in all local Multiple Listing Service. The information will be submitted by the date we have selected for the property's debut on the market to achieve maximum impact.

Property Information I will make information on your property available to local and out-of-town buyer prospects. Additional copies will be available for sales associates and prospective buyers at your property. Our Buyer's Guide reaches over 215,000 potential home buyers each month with distribution throughout the tri-state area including Manhattan. Your house is listed every month until it's sold.

Direct Marketing
I will distribute promotional materials on your property to key market areas to attract potential buyers.

Coldwell Banker Sign
I will place a Coldwell Banker "FOR SALE" sign on your property, to help generate calls to our office from prospective buyers.

Advertising The largest, most comprehensive real estate resource on the Internet. Homes are listed and stay listed until sold. With over 2 million people visiting our company's site every week, we attract more visitors than any other real estate company.

Seller Disclosure
I will present your written disclosure regarding the condition of your property to buyer prospects to assist them in preparing an offer. You will keep me informed of any changes in the property and keep the information current on the disclosure form.

Home Warranty
I will provide you with information regarding a warranty on the operating systems of your house, to increase the marketability of your property and help reduce your liability to the buyer.

New Homes Division Based on the trust we've established with the area's best developers, we represent more new construction projects than anyone else, including over 200 right now.

Marketing Activity Report
I will provide you with a Marketing Activity Report on a regular basis to keep you informed of competitive market conditions, buyer activity, and the actions we have taken to market your property.

Homefinding Process
I will review with you the "Best Buyer Guidebook" to acquaint you with the homefinding process that buyers are most likely to follow, including financial qualification, property selection, financing options and closing procedures.

The Previews Program Since 1933 Previews has been dedicated to the marketing of unique and exceptional properties. This exclusive listings service sold more than 230 homes priced over $1 million in 1996.

Qualifying Buyers
I will seek financial qualifying information on all buyers submitting a purchase offer. My goal will be to pre-qualify or pre-approve the buyer through a reputable lender.

Purchase Offers
We will review all purchase offers as they are presented and I will negotiate on your behalf to reach a purchase agreement with terms that are favorable and protective for you.

Closing the Sale
I will monitor and inform you of the progress of the transaction, including the satisfaction of all contingencies and conditions during the entire transaction.

After Sale Service
I will contact you after the closing to follow up on any remaining details or service needs.

Relocation Assistance I will provide you with details about our relocation and referral services, which are available to you at no cost, regardless of where you are moving. We are involved in servicing thousands of relocating employees who are transferring to the tri-state area from across the United States.

Phone: (201) 461-5000
Fax: (201) 461-6509
Evenings: (201) 941-4702
Email: info@terrigolden.com

2151 Lemoine Avenue
Fort Lee, New Jersey 07024